Do you fear being denied quality medical care post injury? If yes, then a Letter of Protection (LOP) could be your solace to getting the treatment you need now, without financial burden. LOP acts as a lifeline in personal injury claims, ensuring your health does not take a back seat while you fight for compensation. Let’s delve into more details.
What Is LOP?
A letter of protection, sometimes commonly referred to as an LOP, is a legally binding contract between your attorney, doctor, and you. This piece of paper holds the authority and guarantees that you will pay your treating doctors for any services once your injury claim is resolved. The letter of protection helps injury victims get the treatment they need while avoiding having their bills sent to collections before they can recover and receive their rightful compensation.
When Should You Use The Letter Of Protection?
Here are some common instances where an LOP can come in handy:
- No Health Insurance
Not having health insurance can surely prove detrimental to your personal injury case. In any case, be it not having health insurance or your insurance firm not covering the full cost of necessary medical treatment for your injuries, a letter of protection can help. They ensure that you receive the treatment needed with no interruptions and zero responsibility for paying out-of-pocket. The letter guarantees the medical provider will be paid from any future settlement or judgment. - Ongoing Treatment
A letter of protection ensures that you receive adequate medical care with no halts if your injuries require ongoing treatment over an extended period. It prevents medical bills from going to collections or accruing late fees. - Strengthening Your Case
The more extensive your medical treatment and bills are, the stronger your case may be for recovering damages. Insurance companies often use medical bills as a basis for determining the right type of compensation. A letter of protection maximizes your settlement potential by allowing you to get all necessary treatment. - Preserving Your Credit
When there is no letter of protection in question, unpaid medical bills can negatively impact your credit score. It prevents this by deferring payment until your case is resolved.
Closing Note
In a nutshell, you can guarantee yourself adequate medical care without the hassle of paying anything out-of-pocket with a LOP.
In case you find yourself in a situation where you need legal guidance, our skilled attorneys at Edwards Sutarwalla Samani LLP are here to help. Our teams are led by experts such as George Edwards III, a founder and partner with extensive experience in personal injury. He, along with our other skilled lawyers, can provide you with legal advice and representation where needed. Do not hesitate to contact us at (713) 565-1353 to schedule a consultation.